About Sheila Weisshardt Authorised Representative 239989
Sheila Weisshardt is a Financial Adviser with more than 20 years of experience helping Australians make informed, confident financial decisions.
She provides holistic advice across superannuation, retirement planning, SMSFs, wealth creation, personal insurance, and aged-care planning.
Sheila has completed the Graduate Diploma in Financial Planning, holds SMSF Specialist Adviser (SSA™) accreditation, and has completed the Tax (Financial Adviser) accreditation.
Her background across industry funds and boutique practices gives her a strong understanding of different client needs, pricing structures and the broader advice landscape.
Sheila is committed to delivering clear, practical guidance and building long-term relationships based on trust, transparency and genuine care.
Her focus is on helping clients achieve financial well-being at every stage of life.
Our Services
"Superannuation"
Helping you make sense of superannuation so it works harder for your future.
Advice can include contributions, fund selection, account consolidation, investment structure, insurance within super, and strategies to build and protect long-term retirement savings.
"Self- Managed Superannuation Fund"
Guidance for clients seeking greater control and flexibility through a Self-Managed Super Fund.
Advice includes assessing suitability, structure considerations, compliance obligations, investment strategy alignment, and ongoing decision-making within the SMSF environment.
"Wealth Creation"
Advice focused on building long-term financial security through well-considered strategies and disciplined planning.
This may include investment planning, goal-based wealth strategies, debt reduction, structured savings, and the creation of a roadmap aligned with your personal and financial objectives.
"Insurance"
Personal insurance advice designed to help protect you, your family, and your financial position if life does not go to plan.
This includes life insurance, total and permanent disability cover, income protection, and trauma cover, with recommendations tailored to your needs and circumstances.
"Cash Flow Management and Budgeting"
Practical guidance to help you better manage your money, reduce financial pressure, and create a stronger foundation for future goals. This can include reviewing spending patterns, identifying surplus cash flow, setting realistic budgets, and improving overall financial organisation and control.
"Services Australia / Centrelink"
Advice to help you understand and navigate Centrelink and Services Australia considerations as part of your broader financial position.
This can include age pension eligibility, implications of income and assets tests, entitlement strategies, and structuring financial arrangements to support better long-term outcomes.
"Estate Planning"
Helping ensure your affairs are structured appropriately so your wishes are clearly documented and your loved ones are better protected.
This includes estate planning considerations such as wills, powers of attorney, beneficiary nominations, and the broader financial implications of passing wealth to the next generation.
"Pre and Post - Retirement Planning"
Strategic advice to help you prepare for retirement and transition into it with greater confidence.
This includes retirement projections, income planning, pension strategies, access to super, Centrelink considerations, and structuring your finances to support the lifestyle you want in later years.
TWP Gallery & Events
Charity Hike Coastrek 2026 - Beyond Blue
Supporting Coastrek and fundraising for Beyond Blue is something very close to my heart.
For me, being part of Coastrek is about more than the physical challenge.
It is about resilience, connection, and contributing to a cause that supports the mental health and well-being of Australians.
Mental health touches so many lives, often in ways that are not always visible, which is why Beyond Blue's work is so important.
Through fundraising and participation, I am proud to support an organisation that provides meaningful help, hope, and awareness to individuals and families across the community.
AIA -Mother's Day Class - Charity Walk
AIA is sponsoring the Mother's Day walk/run at Alexander Gardens in the CBD.
This is always a great turnout - and a place where you meet many colleagues.
Biography
My journey in financial planning began in 2004, when my now husband, Tony Hardwick, and I established our own business, WeiseSols & Associates.
At the time, our logo featured the Chinese symbol for Strength, supported by the mission statement “Strength in Financial Planning.”
That message reflected what I believed then, and still believe today — that good financial advice should help people feel stronger, more informed, and more confident about their future.
Over the years, that belief has remained central to the way I work with clients.
Today, through TimeWise Professional Service, I continue to bring that same commitment to providing personal, practical, and genuinely caring advice.
A Financial Adviser with over 20 years of experience helping Australians make informed, confident financial decisions. I provide holistic advice across superannuation, retirement planning, SMSFs, wealth creation, personal insurance, aged care planning, cash flow and budgeting, estate planning, and Centrelink considerations.
My career has included experience across both boutique practices and industry-based environments, giving me a broad understanding of client needs, different advisory models, pricing structures, and the wider financial services landscape.
I have completed the Graduate Diploma in Financial Planning, hold SMSF Specialist Adviser (SSA™) accreditation, and have completed the Tax (Financial Adviser) requirement.
While qualifications and technical knowledge are important, I believe clients also value the way advice is delivered.
My strengths lie in building trust, communicating clearly, listening carefully, and helping clients feel supported through what can often be complex or emotional financial decisions.
At the heart of TimeWise Professional Service is a commitment to providing clear, practical, and client-focused advice that helps people move forward with greater confidence and financial clarity.
Helping You Move Forward With Clarity And Confidence.
Take Your First Step By Calling
Why Clients Choose TimeWise
TimeWise Professional Service is built on clear communication, thoughtful advice, and a genuine commitment to long-term client relationships.
Client- First Advice
Advice grounded in understanding each client’s circumstances, priorities, and long-term goals.
Clear Communication
Complex financial matters are explained in a practical, transparent, and easy-to-understand way.
Trusted Relationships
A professional approach built on integrity, respect, and genuine care for each client’s financial well-being.
Frequently Asked Questions
Below are some of the questions people commonly ask when considering financial advice and how TimeWise Professional Service may assist.
We provide advice and guidance across superannuation, SMSFs, personal insurance, pre- and post-retirement planning, cash flow and budgeting, wealth creation, estate planning, and Centrelink / Services Australia considerations.
We work with individuals, families, and retirees seeking clear, practical financial guidance tailored to their personal circumstances, goals, and life stage.
Where appropriate, personal financial advice can be provided based on your individual objectives, financial situation, and needs. Initial discussions may help determine the scope of advice best suited to your circumstances.
Holistic financial advice looks at the bigger picture. Rather than focusing on one issue in isolation, it considers your overall financial position, goals, risks, and long-term needs.
Yes. We assist clients in preparing for retirement and structuring their finances for life after work, including retirement income strategies, superannuation, pensions, and Centrelink considerations.
The cost of advice depends on the scope and complexity of the work required.
Fees will be discussed with you upfront so you understand the services being provided and the cost involved before proceeding. Further information about fees and charges is also outlined in our Financial Services Guide (FSG).
Contact Us
Address
Albert Park VIC 3206, Australia
Phone
1300 891 348Operating Hours
Operating Hours: Monday to Friday - 9.00 am to 5.30 pm
After-hours and Saturday meetings by arrangement.
Important Information
TimeWise Professional Service Pty Ltd ABN 85 688 207 392 Corporate Authorised Representative No. 1315847 of Gill & Co Advisory Pty Ltd ABN 39 668 498 735 | AFSL 551560
General Advice Warning:
Any information provided on this website is of a general nature only and does not take into account your objectives, financial situation or needs. Before acting on any information, you should consider its appropriateness having regard to your personal circumstances. Where applicable, you should obtain and consider the relevant Product Disclosure Statement before making any decision.
Privacy Statement TimeWise Professional Service Pty Ltd is committed to protecting your privacy and handling personal information openly and transparently. Personal information provided through this website may be collected, held, used and disclosed for the purpose of responding to your enquiry, providing services, and meeting legal and regulatory obligations.
Contact Consent: By submitting your details through this website, you consent to being contacted regarding your enquiry.